Brex review: Corporate cards, expenses, bill pay and banking for startups through enterprises
Corporate cards, expenses, bill pay and banking for startups through enterprises
Starts at $12/mo, free plan: yes, prices checked on October 30, 2026.
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What Brex does
Brex is a finance platform that bundles corporate cards, expense management, bill pay, travel booking, banking and treasury, and accounting automation in one place.
On the spend side, cards carry built-in controls, and the vendor says AI helps with approvals, receipts, memos and GL coding. Finance teams can set department budgets, hand them to department heads, and watch usage as it happens. Reimbursements have no per-transaction fees, and the vendor states that employees can be paid back in three days or less. Accounting connects to ERPs such as QuickBooks and NetSuite, and the Essentials plan lists Brex API access.
Pricing is per user. Essentials is listed at $0 user/month and covers one local card program, up to two entities, accounting integrations, bill pay, travel booking and reimbursements. Premium costs $12 user/month and adds multiple customizable expense policies, dynamic review chains, live budgets and multi-entity support for US and international use. Enterprise and Smart Card have custom pricing and require contacting sales. The pricing page shows one price per plan, with no separate yearly-billed figure and no trial length.
- Corporate cards with built-in spend controls
- AI-assisted expense approvals and reports
- Bill pay with AI invoice entry
- In-app travel booking and management
- Department budgets and live tracking
- ERP integrations such as QuickBooks and NetSuite
- Reimbursements without per-transaction fees
- Business banking and treasury
Pros and cons
Pros
- Essentials plan is listed at $0 per user per month
- Cards, expenses, bill pay, travel and banking sit on one platform
- Reimbursements have no per-transaction fees, and the vendor cites payout in three days or less
- Integrates with ERPs such as QuickBooks and NetSuite, and Brex API access is listed on Essentials
- Cards are accepted in 210+ countries and territories, with local-currency cards in 50+ countries
Cons
- Enterprise and Smart Card prices are not published; contact sales is required
- Essentials is capped at up to two entities and one local card program
- Multiple customizable expense policies and live budgets require Premium at $12 per user per month
- No free trial length or yearly-billed price is stated on the pricing page
- Per-user pricing means Premium cost depends on how many users you have
Our take
Brex fits companies that want cards, expenses, bill pay and travel under one roof and want to begin at no per-user cost. Essentials is free per user, so a small team can evaluate the core features before paying anything. Premium at $12 per user per month suits growing companies that need several expense policies, live budgets and multi-entity support. Larger organizations must talk to sales, because Enterprise and Smart Card prices are not published. Buyers who only need a single standalone tool, or who want a full price list for every tier, will find less here.
Comparisons and lists with Brex
Coming soon
Coming soon — we are writing comparisons that include Brex.
Brex pricing
| Plan | Monthly billing | Annual billing (per month) | Limits / what’s included |
|---|---|---|---|
| Essentials per user | Free | — | Up to two entities (1 global entity); 1 local card program |
| Premium per user | $12 | — | Multi-entity (US & International); includes everything in Essentials |
| Enterprise | — | — | Custom pricing; unlimited US or global entities; contact sales |
| Smart Card | — | — | Custom pricing; local-currency cards in 50+ countries; contact sales |
Free trial: none listed. Free plan: yes.
Prices checked on on the official Brex pricing page. “—” = not published.
All Brex plans, limits and annual prices →
Frequently asked questions
Does Brex have a free plan?
Yes. The Essentials plan is listed at $0 user/month on the pricing page.
How much does the Premium plan cost?
Premium is listed at $12 user/month. The pricing page shows no separate yearly-billed price.
Are Enterprise prices published?
No. Enterprise and Smart Card are shown as custom pricing, and you contact sales.
Does Brex offer an API?
Yes. Brex API access is listed among the Essentials plan features.
Is there a mobile app?
The vendor's corporate card page describes an app for iOS and Android for managing cards and viewing spend.
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