Mercury pricing
Paid plans start at $2/mo with monthly billing. Free plan: yes. Free trial: none listed. Prices checked on November 2, 2026.
| Plan | Monthly billing | Annual billing (per month) | Limits / what’s included |
|---|---|---|---|
| Mercury | Free | — | Treasury is unlocked with $250K Mercury balance. Add-ons: Mercury Books $35/mo and Mercury Payroll $100/mo + $50/per person paid/mo, both waived until Dec 31, 2026. |
| Mercury Plus | — | — | The page lists $29.90 per month, but next to a toggle labelled 'Annual Pricing (15% off)', so it is unclear whether this is the monthly-billed or yearly-billed price. Invoice with ACH debit ($1/transaction). |
| Mercury Pro | — | — | The page lists $299 per month, with the same unclear billing period. Includes a relationship manager and NetSuite categorizations; invoice with ACH debit ($0/transaction). |
| Mercury Books | $35 | — | |
| Mercury Payroll | $100 | — | |
| 9 5 | $2 | — | |
| 9 0 | $2 | — | |
| Relationship manager | Free | — | |
| Sending and receiving money | Free | — | |
| Real-time payments Instant | Free | — | |
| Checkbooks N/A | Free | — | |
| Branded invoices | Free | — |
Free trial: none listed. Free plan: yes.
Prices checked on on the official Mercury pricing page. “—” = not published.
Price history
Changes we recorded on Mercury’s official pricing page, newest first.
| Date | Plan | Change | Before | After |
|---|---|---|---|---|
| Mercury Pro | Limits changed | Price shown as $299 per month while the page shows an 'Annual Pricing (15% off)' toggle; the page text is garbled and does not clearly separate monthly and yearly-billed prices. Includes a relationship manager. | The page lists $299 per month, with the same unclear billing period. Includes a relationship manager and NetSuite categorizations; invoice with ACH debit ($0/transaction). | |
| Mercury Pro | Price changed | —/mo per month | —/mo | |
| Mercury Plus | Limits changed | Price shown as $29.90 per month while the page shows an 'Annual Pricing (15% off)' toggle; the page text is garbled and does not clearly separate monthly and yearly-billed prices. Invoice ACH debit $1/transaction. | The page lists $29.90 per month, but next to a toggle labelled 'Annual Pricing (15% off)', so it is unclear whether this is the monthly-billed or yearly-billed price. Invoice with ACH debit ($1/transaction). | |
| Mercury Plus | Price changed | —/mo per month | —/mo | |
| Mercury | Limits changed | Treasury unlocked with $250K Mercury balance; add-ons Mercury Books $35/mo and Mercury Payroll $100/mo + $50/per person paid/mo (both waived until Dec 31, 2026) | Treasury is unlocked with $250K Mercury balance. Add-ons: Mercury Books $35/mo and Mercury Payroll $100/mo + $50/per person paid/mo, both waived until Dec 31, 2026. | |
| Send recurring invoices | Plan removed | Free/mo | — | |
| Branded invoices | Plan added | — | Free/mo | |
| Mercury Pro | Limits changed | Page shows $299 per month next to a toggle labelled 'Annual Pricing (15% off)', so the billing period of the shown price is not clear. Includes a relationship manager. | Price shown as $299 per month while the page shows an 'Annual Pricing (15% off)' toggle; the page text is garbled and does not clearly separate monthly and yearly-billed prices. Includes a relationship manager. | |
| Mercury Pro | Price changed | —/mo | —/mo per month | |
| Mercury Plus | Limits changed | Page shows $29.90 per month next to a toggle labelled 'Annual Pricing (15% off)', so the billing period of the shown price is not clear. Invoice with ACH debit ($1/transaction). | Price shown as $29.90 per month while the page shows an 'Annual Pricing (15% off)' toggle; the page text is garbled and does not clearly separate monthly and yearly-billed prices. Invoice ACH debit $1/transaction. | |
| Mercury Plus | Price changed | —/mo | —/mo per month | |
| Mercury | Limits changed | Treasury is unlocked with $250K Mercury balance. Add-ons: Mercury Books $35/mo, waived until Dec 31, 2026. | Treasury unlocked with $250K Mercury balance; add-ons Mercury Books $35/mo and Mercury Payroll $100/mo + $50/per person paid/mo (both waived until Dec 31, 2026) |
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