Digits review: AI-native accounting software for U.S. businesses and firms, from $65 per month
AI-native accounting software for U.S. businesses and firms, from $65 per month
Starts at $65/mo, free plan: no, free trial: 30-day free trial, prices checked on October 25, 2026.
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What Digits does
Automates bookkeeping and reconciliation on an AI-driven ledger, and adds bill pay, invoicing and live financial statements.
Digits is an accounting platform built around a general ledger that uses AI to handle routine bookkeeping. It connects to banks, cards and payroll providers, pulls in transactions, and categorizes them around the clock, while flagging items for a person to review. Beyond bookkeeping, it covers reconciliation, live financial statements, bill pay, invoicing, and an AI-driven month-end close. A developer API and MCP access are included in every plan, and the vendor lists a mobile app for iPhone and iPad.
The product targets two audiences: business owners who want their books kept up to date, and accounting firms that run many clients on one system. Owners can invite an existing accountant or find one through a directory, and partners can provide tax and CFO services.
Pricing is published as three plans: Essentials at $65 per month for solopreneurs and early-stage businesses, Core at $100 per month for small and growing businesses, and Pro at $250 per month, which is marked as coming soon. The pages state there are no per-seat fees and no setup fees, and a 30-day free trial is offered. The pricing page does not say whether these prices assume monthly or yearly billing. Service is currently limited to U.S.-based entities, and each business or location needs its own subscription.
- 24/7 AI bookkeeping and reconciliation
- Bank, card and payroll connections
- Live Profit & Loss, Balance Sheet and Cash Flow
- Bill pay with approval flow
- Invoice creation
- AI-native month-end close
- Cash and accrual accounting
- Developer API and MCP access
Good for / Not for
Good for
- U.S. small businesses wanting automated, always-updated books
- Accounting firms managing several clients in one system
- Teams that want an API and MCP access to their ledger
Not for
- Businesses outside the U.S., since service is limited to U.S.-based entities
- Anyone needing a free plan, as only a 30-day trial is stated
How to start
Limits and gotchas
From the official site and docs of Digits, checked on October 25, 2026.
Pros and cons
Pros
- Three published plan prices ($65, $100 and $250 per month) with no per-seat fees
- 30-day free trial and no setup fees
- Developer API and MCP access included in every plan
- Connects to 12,000+ banks, cards and payroll providers
- Supports both cash and accrual accounting
Cons
- No free plan is stated, only a 30-day trial
- Available only to U.S.-based entities
- Each business or location needs its own subscription
- Pro plan, which includes Budget vs. Actuals, is marked as coming soon
Our take
Digits fits U.S. small businesses and accounting firms that want bookkeeping automated and are comfortable with a paid subscription from the start, since the pages show a 30-day trial but no free plan. The Core plan adds dimensional accounting and automated schedules, so companies needing those should skip Essentials. It does not fit businesses outside the U.S., and owners of several companies must pay for each one separately. Pro, with budget comparisons and custom reports, is not yet available. The pages do not show how billing periods work, so confirm that before signing up.
Comparisons and lists with Digits
Coming soon
Coming soon — we are writing comparisons that include Digits.
Digits pricing
| Plan | Monthly billing | Annual billing (per month) | Limits / what’s included |
|---|---|---|---|
| Essentials per month (billing period not specified on page) | $65 | — | Aimed at solopreneurs and early-stage businesses. No per-seat fees. Dimensional Accounting and Automated Schedules not included. |
| Core per month (billing period not specified on page) | $100 | — | Aimed at small businesses and growing companies. Adds Dimensional Accounting and Automated Schedules. No per-seat fees. |
| Pro per month (billing period not specified on page) | $250 | — | Marked 'Coming soon'. Adds Custom Reports, Custom Dashboards and Budget vs. Actuals. Aimed at scaling businesses with internal finance teams. |
Free trial: 30-day free trial. Free plan: no.
Prices checked on on the official Digits pricing page. “—” = not published.
All Digits plans, limits and annual prices →
Frequently asked questions
How much does Digits cost?
The pricing page lists Essentials at $65 per month, Core at $100 per month and Pro at $250 per month. Pro is marked as coming soon, and the page does not specify the billing period.
Is there a free trial?
Yes. The vendor states that Digits offers a 30-day free trial, and that there are no setup fees.
Can I use Digits outside the United States?
Not currently. The vendor says its services are available only to U.S.-based entities.
Does Digits file my taxes?
No. The vendor says Digits does not file taxes itself, but you can export a tax package for your preparer or use one of its accounting partners.
What if I run multiple businesses?
Digits supports multi-entity businesses, but each business or location needs its own Digits subscription.
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