Microsoft Copilot review: Microsoft's AI chat assistant for work, life and school, with a free tier
Microsoft's AI chat assistant for work, life and school, with a free tier
Not published, free plan: yes, prices checked on October 30, 2026.
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What Microsoft Copilot does
Microsoft Copilot is an AI assistant from Microsoft that you reach through a signed-in Microsoft account. The official homepage groups its use into work, life and school. In each area it offers chat for answers and brainstorming, search that returns grounded answers, and tools for creating content and images. For school use, the page also mentions help with assignments and study materials.
Copilot runs on the web, as desktop apps for Windows and Mac, and on mobile. Work and personal conversations stay separate, with chat history and files tied to the matching account. Existing chats and files carry over to the updated experience, and some features were renamed: Project is now Notebook, Tasks is now Cowork, Deep Research is now Researcher, and Study and Learn mode is now Guided Learning.
On pricing, the page describes a free tier with a Microsoft account. Some capabilities on that tier have usage limits, and more are offered through paid plans. Pricing not published on the official site: no plan prices appear on the pages we reviewed, so check Microsoft for current paid-plan costs.
- AI chat for answers and brainstorming
- Grounded search for information and files
- Content drafting
- AI image generation
- Help with assignments and study materials
- Desktop apps for Windows and Mac
- Mobile access
- Separate work and personal accounts
Pros and cons
Pros
- Free tier available with a Microsoft account
- Covers chat, search, writing and image creation in one product
- Runs on the web, Windows, Mac and mobile
- Keeps work and personal chats, history and files separate by account
- Existing chats and files carry over to the updated experience
Cons
- Some free-tier capabilities are subject to usage limits
- Plan prices are not published on the pages reviewed
- Some Copilot features require eligible Microsoft 365 subscriptions
- The mobile apps need iOS 26 or later, or Android 13 or later
- Feature names changed, which may confuse existing users
Our take
Microsoft Copilot suits people who already use a Microsoft account and want one AI assistant for chat, search, drafting and image creation across work, personal life and study. The free tier lowers the barrier to trying it, and desktop and mobile apps are listed. The trade-offs are clear from the page: the free tier has usage limits, some features need eligible Microsoft 365 subscriptions, and no prices are published on the pages reviewed. We have not tested the product. Anyone who needs to budget for paid plans, or who needs an API, Linux or a browser extension, will have to confirm those details elsewhere, because the official pages here do not state them.
Comparisons and lists with Microsoft Copilot
Coming soon
Coming soon — we are writing comparisons that include Microsoft Copilot.
Microsoft Copilot pricing
Pricing not published on the official site. Check Microsoft Copilot’s website.
Free trial: none listed. Free plan: yes.
Prices checked on on the official Microsoft Copilot pricing page. “—” = not published.
Frequently asked questions
Is Microsoft Copilot free?
The official page says a free tier is available with a Microsoft account. Some capabilities have usage limits, and more are available through paid plans.
Which devices does it run on?
The page lists the web, desktop (Windows and Mac) and mobile. The phone app needs iOS 26 or later, or Android 13 or later.
Are work and personal chats mixed together?
No. The page says they remain separate, with chat history, files and organizational protections tied to the appropriate account.
What happened to Bing Chat and Deep Research?
The page says Bing AI and Bing Chat evolved into Microsoft Copilot. Deep Research is now called Researcher.
How much do paid plans cost?
Pricing not published on the official site pages reviewed, so no figure can be given here.
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